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My Voluntary Bene昀椀ts FMOLHS offers special voluntary bene昀椀ts, through Lincoln Life Insurance Company to all eligible team members. These bene昀椀ts are designed to provide 昀椀nancial security at an affordable price. VOLUNTARY BENEFIT PLANS PLAN NEW ENROLLEES FUTURE ENROLLEES Team members who are within their 昀椀rst 30 days of Enrollment in coverage is not available LINCOLN VOLUNTARY EMPLOYEE LIFE eligibility may enroll through Oracle Employee Self at any future date for team members Service. Team Members may elect coverage in $10,000 who do not enroll within their 昀椀rst increments up to a maximum of $150,000. 30 calendar days of eligibility. LINCOLN VOLUNTARY SPOUSE LIFE Team members who are within their 昀椀rst Enrollment in coverage is not available at any future LINCOLN VOLUNTARY DEPENDENT LIFE 30 days of eligibility may enroll through date for team members who do not enroll within their Oracle Employee Self Service. 昀椀rst 30 calendar days of eligibility. Team members who are within their 昀椀rst Eligible to enroll in coverage during LINCOLN VOLUNTARY ACCIDENT 30 days of eligibility may enroll through annual Open Enrollment period. Oracle Employee Self Service. Team members who are within their 昀椀rst Eligible to enroll in coverage during LINCOLN VOLUNTARY CRITICAL ILLNESS 30 days of eligibility may enroll through annual Open Enrollment period. Oracle Employee Self Service. These policies are portable. If coverage under these policies ends for any reason other than non-payment of premium or your spouse or dependent child ceasing to meet the de昀椀nition of an eligible dependent, they are eligible for portability. To port your coverage, contact Lincoln Financial Group within 31 days of your coverage terminating and pay the applicable premium. (See your certi昀椀cate for details.) Eligible dependents for these plans include your legal spouse and dependent children as de昀椀ned below by bene昀椀t. » Voluntary Life Bene昀椀ts – Unmarried dependent children to age 21; to age 25 if a full time student. » Voluntary Accident and Critical Illness Bene昀椀ts – To age 26 regardless of marital status or student status. Note: Please ensure that you are managing your dependent child’s eligibility and enrollment in these plans. Eligibility is only reviewed by Lincoln at the time of a claim. Voluntary Critical Illness Critical Illness coverage can help and it's affordable. If a serious illness strikes, the last thing you want to worry about is bills. With Critical Illness insurance, you can get a cash bene昀椀t even if you’re receiving bene昀椀ts from other insurance. Use the cash for anything you want or need. SM Lincoln CareCompass services: your guide to being well even if you’re sick. Of course, money isn’t everything, SM especially when someone is critically ill. That’s why our Critical Illness coverage comes with Lincoln CareCompass bene昀椀ts and services to help you before, during and after a critical illness. » You do not have to be terminally ill to receive bene昀椀ts. » Coverage is available for you and your spouse. Eligible children are covered for $5,000 at no additional cost. » A Health Screening Bene昀椀t is included, which provides a $75 bene昀椀t per insured team member and/or spouse per calendar year for a covered health screening test. » Coverage is portable — you can take your plan with you if you change jobs or retire. (See your certi昀椀cate for details.) 48

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