Please note that these are just highlights of the enhanced bene昀椀ts being offered to you and limitations and exclusions apply. Please contact Lincoln for a complete list of limitations and exclusions. VOLUNTARY CRITICAL ILLNESS INSURANCE POLICY HIGHLIGHTS BENEFIT OPTIONS BENEFIT DETAIL EMPLOYEE $10,000 or $20,000 SUPPLEMENTAL BENEFITS SPOUSE $10,000 ADVANCED ALZHEIMER'S 100% CHILD EMBEDDED 25% ADVANCED PARKINSON'S 100% GUARANTEE ISSUE ADVANCED ALS 100% 100% – after 12 month treatment RECURRENCE (SAME CONDITIONS) ADVANCED MS 25% free ADVANCED COPD 100% MAXIMUM COVERED CONDITIONS Unlimited LOSS OF SPEECH 25% PRE-EXISTING 12/12 LOSS OF SIGHT 25% BENEFIT WAITING PERIOD None LOSS OF HEARING 25% AGE REDUCTIONS None ACCIDENTAL INJURY BENEFIT DETAIL TRAUMATIC BRAIN INJURY 100% CORE BENEFITS SEVERE BURNS 100% HEART ATTACK 100% PERMANENT PARALYSIS 100% ARTERIAL / VASCULAR DISEASE 25% CHILD CONDITIONS STROKE 100% SPINA BIFIDA 100% INVASIVE CANCER 100% CYSTIC FIBROSIS 100% NON-INVASIVE CANCER 25% MUSCULAR DYSTROPHY 100% SKIN CANCER $250 CEREBRAL PALSY 100% MAJOR ORGAN FAILURE 100% TYPE 1 DIABETES 100% RENAL (KIDNEY) FAILURE 100% CLEFT LIFE/PALATE 100% OCCUPATIONAL DISEASE DOWN'S SYNDROME 100% OCCUPATIONAL HIV 100% HEALTH ASSESSMENT BENEFIT OCCUPATIONAL HEPATITIS 100% $75 TUBERCULOSIS 25% MRSA 25% 49